Terms of Service
Effective date: 11 October 2026
Please read these Terms of Service carefully before using Inside Finance. By using the platform, you agree to these terms.
1. Who We Are
Inside Finance is run by Laurie Holdsworth, a sole trader based in England, trading as Inside Finance. We provide an educational platform for university students and early-career professionals preparing for careers in finance. Questions: info@inside-finance.co.uk.
2. Acceptance of Terms
By creating an account or using Inside Finance, you agree to these terms and our Privacy Policy. If you are under 18, a parent or guardian must agree to these terms on your behalf.
3. Description of Service
Structured curricula across finance career tracks, Role Explorer profiles, quizzes, flashcards and case studies, an AI tutor, interview preparation and a glossary, and career guidance. Some features are free and others need a paid subscription.
4. Eligibility and Your Account
You must be at least 16. You agree to give accurate information, keep your sign-in details secure and take responsibility for activity on your account.
5. Acceptable Use
You must not scrape or redistribute our content, use bots, try to gain unauthorised access, harass or harm others, share your account, use the platform commercially without permission, or disrupt the platform.
6. Subscriptions and Payments
Paid plans are billed monthly in advance through Stripe and renew automatically until you cancel. You can cancel at any time from the Subscription page and keep access until the end of the period you have paid for. At checkout you confirm that you want your subscription to start straight away and that you lose your 14-day right to cancel as a result, so payments are non-refundable, including for part-used periods. This does not affect your rights under the Consumer Rights Act 2015 if the service is faulty. If a renewal payment fails and can't be collected, your account moves to the free plan. We will give at least 30 days' notice of any price increase. Deleting your account cancels any subscription immediately, with no refund.
7. Intellectual Property
All content and software on Inside Finance is owned by or licensed to us. You may use it for personal, non-commercial learning only.
8. AI Tutor: Important Disclaimer
Nothing produced by the AI tutor, or anywhere else on the platform, is financial, investment, legal or professional advice. AI content may be inaccurate or out of date.
9. Third-Party Services
We rely on providers including Clerk, Stripe and OpenAI, which have their own terms. Our Privacy Policy lists every provider we share data with.
10. Availability and Changes to the Service
We don't guarantee the platform will always be available. If a change materially reduces what a paid plan includes, we will tell you in advance.
11. Disclaimers
The platform is provided "as is" for general education. Nothing in these terms affects your statutory rights as a consumer.
12. Limitation of Liability
We are not liable for indirect or consequential loss. Our total liability is limited to what you paid us in the previous twelve months, or £50 if you used the service for free. Nothing limits liability that cannot be limited under the law of England and Wales.
13. Closing Your Account
You can delete your account at any time in Account settings. We may close accounts that break these terms. If we close the platform or your account through no fault of yours, we will refund any unused part of a paid period.
14. Changes to These Terms
We will update the effective date and tell you about material changes by email or an in-app notice.
15. Governing Law and Disputes
These terms are governed by the law of England and Wales. If you live in Scotland or Northern Ireland, you may also bring proceedings in your local courts.
16. Contact Us
Laurie Holdsworth, trading as Inside Finance: info@inside-finance.co.uk.